Your first contract is the highest-leverage moment of your career.
The production split, the daily guarantee, the non-compete, the malpractice line — they get set once, on the way out of training, by people who do this every day while it's your first time. A GPR or AEGD made you faster and broader than a fresh grad. The contract decides whether that actually shows up in your paycheck.
Grade your contract
Upload the offer you just got. In about a minute you'll see a grade and exactly where there's room to push back — or you'll hear it's already a fair deal and to sign it.
Grade my contract — freeShop your malpractice
Compare carriers instead of applying and calling four brokers one at a time. That low first-year rate climbs fast as the new-grad credits fall off — we shop it at any career stage and dig for every discount you qualify for.
Compare malpracticeSee what associates earn
You came out of residency more productive than a fresh grad. See what associates are actually getting paid by state so you walk into the conversation knowing your number.
See the pay dataSort out your loans
PSLF, refinancing, or paying it down — figure out the cheapest path with your actual numbers. Residency time may already count toward forgiveness; don't leave it on the table.
Plan my loansThat cheap first-year malpractice rate doesn't stay cheap.
New-grad premiums start low and climb sharply as the introductory credits fall off — most associates don't catch it until the renewal hits. We're a licensed insurance broker, so we compare carriers for you at any career stage and dig for every discount you qualify for. Occurrence vs. claims-made, who pays the tail, what it should actually cost.
Compare malpracticeIllustrative — new-grad rates ramp as the credits expire. Not a quote.
Start with the contract. It's free.
Upload the offer, get a grade in about a minute, and see exactly what's worth negotiating before you sign.
Grade my contract — free